
Cash Out Refinance
Cash Out Refinance Loans That Unlock Your Equity
​
A cash out refinance allows you to access the equity you’ve built while maintaining ownership of your property. Transform Funding offers Cash Out Refinance Loans designed to help homeowners and investors convert equity into usable capital for growth, reinvestment, or financial flexibility.
​
These loans are ideal for a variety of goals, including property improvements, debt consolidation, business expansion, or acquiring additional real estate. By refinancing your existing loan and pulling out cash, you can leverage your asset’s value without the need for separate financing.
​
Transform Funding provides competitive rates, flexible terms, and a streamlined approval process. Our team evaluates your property and financial objectives to structure a refinance solution that aligns with your short- and long-term plans.
Funds from a cash out refinance can be used strategically, giving you control over how capital is deployed. Whether reinvesting into your property or expanding your portfolio, we ensure clarity around loan terms, repayment expectations, and timing.
​
At Transform Funding, we take a personalized approach to refinancing. Our team guides you through every step of the process—from evaluation to closing—ensuring your cash out refinance supports your broader financial strategy and positions you for continued success.

Cash Out Refinance Program Details
Interest Rate:
Rates Starting at 11.75%
Experience Requirements:
Strong Credit, Liquidity, and ExperienceProperty
Type: Single Family and 2-4 Unit Multifamily Build
Type: Stick or Modular Build
Max Loan to Cost and Loan to ARV:
Up to 90% LTC and 70% ARLTV
Loan Term: 12-18 Month Term AvailableHow
Interest is Charged: Interest Charged As Drawn
Project Description: Land Development or Knockdown Deconstruction
Still Have Questions?
Our team is here to help you navigate your financing options with clarity and confidence. Speak directly with an experienced lending specialist to discuss your deal, review your goals, and explore loan structures tailored to your specific investment strategy. We’ll walk you through the process, answer your questions, and help you determine the best path forward—no pressure, no obligation, just straightforward guidance you can trust.
